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Before your mortgage application is approved, the lender will order a professional appraisal of the home to make sure that the agreed-upon selling price is justifiable based on the current market value of the property. The cost of the appraisal will be based on the complexity of the appraisal report and the time required to complete it.
A professional appraiser will choose the appraisal technique that is applicable to the particular property to arrive at an unbiased opinion of value. One approach is to look at comparable homes in the area that have sold within the last six months. If there are a number of similar properties that have sold recently, the appraiser's job is easy. It is more complicated to arrive at the appraised value if your home is located in a rural area or a diverse neighborhood.
The appraised value will usually be very close to the sale price. If the appraisal comes in lower, the real estate agent may be able to provide the appraisers with additional information on recent sales which will result in increased value.
David Bessette All Florida Realty Team Real Living All Florida Realty 1648 SE Port ST. Lucie BLvd. Port St. Lucie, FL 34952 772-323-2010 Fax: 772-337-0734 davidbessette@NUMBER1EXPERT.com
The David Bessette All Florida Realty Team has been providing "Premier Service" to their Florida real estate clients for over 35 years. Buyers, Sellers, Landlords and Tenants turn to us for "Service They Deserve, From People They Trust."Put our team to work meeting your Florida Real Estate Needs.
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